Concierge service for Portuguese Bank Account and Tax ID. You hire My Latin Life; local immigration specialists (and licensed counsel where required) file on your behalf. The deliverable: an opened multi-currency or local bank account in your name — not advice, not a DIY packet.
Portuguese Bank Account and Tax ID (NIF)
If you’re planning to move to Portugal, own property there, or simply want a legitimate European bank account you can open remotely — this service combines a Portuguese bank account with a Portuguese Tax ID (NIF) in one package.
The NIF (Número de Identificação Fiscal) is essential for anyone relocating to Portugal: it’s required for property purchases, tax filings, and almost any formal transaction. MLL handles both through a Portuguese lawyer acting under power of attorney — no apostille required, no in-person visit needed.
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| Quick Facts: Portuguese Bank Account + NIF | |
|---|---|
| What’s Included | Portuguese bank account + NIF (tax ID) — bundled service |
| Remote Service | Yes — no visit to Portugal required |
| NIF Timeline | ~1 week (may take longer if the Tax Office is delayed) |
| Bank Account Timeline | 3–4 weeks after NIF is received |
| Bank | One of Portugal’s largest private banks |
| Apostille Required | No — Portuguese lawyer certifies documents |
| Minimum Balance | €250 to open |
| Monthly Maintenance | Up to €15/month (based on age and average balance) |
| MLL Service Fee | See checkout |
What happens after you pay
- Confirmation email — Stripe receipt and next steps within one business day.
- Qualification check — We confirm your residency and document stack is bankable.
- Document prep — Bank-specific KYC checklist and translation guidance.
- Appointment — In-person opening coordinated in-country where required.
- Delivery — Account opened, online banking setup, and practical next steps.
Get Your NIF + Bank Account in 4 Steps
- Place your order — payment via Stripe.
- Sign a Power of Attorney — allows your Portuguese lawyer to request your NIF without you needing to be there. No apostille or notarization required.
- Receive your NIF — typically within 1 week.
- Bank account opened — 3–4 weeks after NIF is issued.
Account Features
- Dedicated private bank manager as your main point of contact
- Online banking access
- 2 debit cards and 2 credit cards
- Free euro transfers to all SEPA member states (EU, UK, and 8 more countries)
- Access to hundreds of branches and ATMs throughout Portugal
How to Qualify
- Valid passport
- Proof of address in your country of residence
- Proof of employment or income source
What You Receive
- Portuguese NIF — your tax identification number, required for property, taxes, and formal transactions
- An open Portuguese bank account — individual or joint, with online banking and cards
- 2 debit cards and 2 credit cards — issued with the account
- A dedicated bank manager — your main point of contact at the bank
What MLL Does
- Arranges your Power of Attorney so a Portuguese lawyer can act on your behalf remotely
- Requests and secures your NIF with the Portuguese Tax Office
- Certifies your signature through the law firm — replacing the need for apostille
- Opens your bank account and coordinates card and online banking setup
MLL is not advisory-only here. Compared to navigating the NIF and bank account process yourself — which normally requires a Portuguese fiscal representative or an in-person visit — you get a fully remote, lawyer-managed process for one fee.
Ready for Your Portuguese NIF and Bank Account?
Order the service to start — the whole process is remote, no travel required.
Start My Portuguese Bank Account + NIF →
Have questions? Book a consultation call
Who This Service Is Not For
- Anyone needing an immediate account — the NIF plus bank account process takes roughly 4–5 weeks total; this is not a same-week solution.
- Anyone unwilling to sign a Power of Attorney — the remote process depends on authorizing a Portuguese lawyer to act on your behalf.
- Anyone who can’t provide proof of address or income — both are required by the bank to open the account.
After You Purchase
- Confirmation email — receipt and Power of Attorney documents within 1 business day.
- Power of Attorney signed — you sign remotely, no apostille or notarization needed.
- NIF request — MLL’s Portuguese lawyer requests your NIF, typically issued within 1 week.
- Bank account opening — filed once your NIF is issued, typically 3–4 weeks.
- Delivery — your account details, cards, and online banking access are set up.
Total Cost Overview
| Cost Item | Amount |
|---|---|
| MLL service fee (NIF request, signature certification, bank account opening for all holders) | See checkout |
| Minimum deposit to open the account | €250, paid to the bank — not to MLL |
| Monthly account maintenance | Up to €15/month, based on age and average balance — charged by the bank, not MLL |
Frequently Asked Questions
Is an apostille required?
No. This is one of the key advantages of this service. Your signature is certified by a law firm in Portugal — this replaces the need for apostille, turning what would take weeks into a quick remote process.
What is the monthly maintenance fee?
Monthly maintenance is determined by your age and average account balance. The maximum is €15 per month.
What is the minimum deposit to open?
€250.
Can I open a joint account?
Yes. The account can be for an individual or a joint account with multiple holders. The MLL fee includes the cost of signature certification for all account holders.
How much does this cost, all-in?
See checkout for the full MLL service — NIF request, signature certification, and bank account opening. The bank separately requires a €250 minimum deposit and up to €15/month in maintenance fees.