Concierge service for Malta Retirement Programme (MRP). You hire My Latin Life; local immigration specialists (and licensed counsel where required) file on your behalf. The deliverable: a residency or visa filing coordinated with local specialists — not advice, not a DIY packet.
The Malta Retirement Programme (MRP) is a tax residency program for EU, EEA, and Swiss nationals who receive at least 75% of their income from a pension and wish to retire in Malta. It provides a 15% flat income tax rate on pension income remitted to Malta, with a minimum annual tax of €7,500. Malta’s Mediterranean climate, English-speaking culture, and world-class healthcare make it one of Europe’s most attractive retirement destinations. We handle the full application with our licensed Maltese advisors.
At least 75% of income from a pension (government or private)
15% flat on pension income remitted to Malta
€7,500/year
Minimum €275,000 (€250,000 Gozo / South Malta)
Minimum €9,600/year (€8,750/year Gozo / South Malta)
90+ days/year in Malta; not more than 183 days in any one other country
English (co-official)
Permitted
Malta Commissioner for Revenue
Malta Retirement Programme Rules (SL.123.163)
Program Overview
The Malta Retirement Programme is specifically designed for EU, EEA, and Swiss nationals who derive at least 75% of their income from a pension and want to retire in Malta. It is the counterpart to the Global Residence Programme (GRP), which targets non-EU nationals. Both programs offer the same core benefit: a 15% flat income tax rate on foreign income remitted to Malta.
1,500+ clients served·20+ countries·12 years in Latin America·15,000+ YouTube subscribers
Malta’s appeal for European retirees combines practical factors — English-speaking institutions, excellent NHS-equivalent healthcare, direct flights to all EU capitals, low crime — with lifestyle appeal: 300+ days of sunshine per year, Mediterranean cuisine, ancient history (prehistoric temples, the Knights of St John), and a compact, easily navigable island size.
The 90-day minimum presence requirement distinguishes this from a purely passive tax tool: MRP is for people who genuinely intend to make Malta their primary residence. It also requires spending no more than 183 days in any single other country, reinforcing Malta as the primary tax domicile.
How to Qualify
EU, EEA, or Swiss national
Pension: At least 75% of total income from a pension (government, occupational, or private)
Program Authority: Malta Commissioner for Revenue.
Legal Basis: Malta Retirement Programme Rules (SL.123.163).
Frequently Asked Questions
What counts as a qualifying pension for the MRP?
Qualifying pension income includes government (state) pensions, occupational pensions (employer-sponsored defined benefit or defined contribution plans), and private pension annuities. The pension must represent at least 75% of your total gross income. If you have dividend, rental, or investment income that together constitute more than 25% of your total income, the MRP may not be available to you.
What is the difference between the MRP and the Malta Global Residence Programme?
The Malta Retirement Programme is for EU, EEA, and Swiss nationals who are primarily pension-income earners. The Global Residence Programme (GRP) is for non-EU, non-EEA, non-Swiss nationals with any type of foreign-sourced income. Both offer a 15% flat rate, but the minimum annual tax differs: €7,500 for the MRP vs €15,000 for the GRP. The MRP also requires 90 days of physical presence in Malta per year.
